The cost-effective way to manage your business expenses with peace of mind while travelling.

The Visa Business Gold Card includes a range of benefits that are ideal for business people that require some extra peace of mind and comfort while travelling. AA Membership, and the Visa Luxury Hotel Collection are all available to assist you while travelling with the Visa Business Gold Card.

The business card is available (subject to status) to sole traders, partnerships, limited companies, charities, clubs, societies or associations who hold a AIB (NI) business account.

Representative 8.2% APR (variable)

As a Visa Business Gold Cardholder, you will receive a representative rate of 8.2% APR (variable).

See our fees and charges for more information.

Annual fee (per card)

There is an annual fee of £50 per card.

See our fees and charges for more information on the fees and charges that may apply.

Features and benefits

Your cover includes Roadside Rescue and Home Start to ensure you are looked after if you break down on the open road or in your driveway. Terms and conditions apply. For more details on these conditions, call us on 028 9024 1822.

Visit the Visa Luxury Hotel Collection website to view detailed information on all properties. Your benefits are activated automatically when you book through the site.

The card is enabled for Contactless payments. When the transaction is less than £100, you can choose to touch and pay where you see the contactless symbol. For more information please click here.

You decide which of your employees will hold a Visa Business Gold Card and choose the appropriate credit limit (minimum £5,000) for each. You will receive a monthly statement for each employee card showing details of all transactions since the previous statement date.

In addition to receiving a monthly statement for each employee, you will also receive a summary statement detailing the total amount of expenses incurred by each employee. The outstanding balance on each Visa Business Gold Card at each month end will be cleared from your business’s nominated AIB (NI) account in one single hassle-free direct debit payment.
If you miss this payment, you may be subject to charges. Please see our fees and charges for more information.

Your Visa Business Gold Card can be used at home or abroad to purchase goods and services and make cash withdrawals anywhere Visa is accepted, eliminating the need to keep large amounts of cash on hand. Our customer service staff are available on +44 28 9024 1822 should you require assistance.

If your card is lost or stolen abroad, you can avail of the emergency cash service (up to USD $5000 - subject to your available credit limit) and telephone support 24 hours a day, 7 days a week Freephone 0800 0391 140 or +44(0) 28 9033 099 when calling outside of the UK

When you're shopping online, we may need to confirm that it's really you using your card. This is to keep your card secure. To find out how click here.

The Card Liability Waiver Insurance may offer protection to your business from liability of card misuse by employees to whom you provide a business card. Terms and Conditions apply. For more information, see Card Liability Waiver Insurance and Card Liability Waiver Insurance Claim Form.